Dear Crabby, I keep seeing advertisements that say you can go on a free trip to Florida or Las Vegas.  Do you think those are scams, or are they worth it? Sincerely, Rita Readintoit Dear Ms. Readintoit, If there is anything I have learned in my few years on this planet, it is that there is no such thing as a free lunch or a free trip!  When I was young and less wise than I am today, I was convinced to go on one of these trips.  My friend Sal called me one day and told me that his … [Read more...]