Shopping for health insurance

Oct. 1 marks the kickoff of Mich.'s Health Insurance Marketplace, will you be shopping for coverage? With policies starting as early as Jan. 1, residents statewide have been preparing to see just how the Affordable Care Act will apply to them. (Check out our coverage on more of the law's highlights here.) “For the first time ever in our history, families are going to be able to go to the exchange and shop for health insurance policies that meet their needs and their family’s budget,” … [Read more...]

Dear Crabby, Why does insurance cost so much?

Dear Crabby, I am sick and tired of paying so much insurance. Why do they always raise the rates? Have you found a way to keep your insurance low? Sincerely, Ty R Ofpaying Dear Ty R Ofpaying, I understand your frustration and have been there myself. I think the insurance industry is pretty much out to make money for themselves and not out to protect its constituents as they might proclaim. I can remember when Mrs. Crabby and I were first married and we needed to get combined insurance for … [Read more...]

Dear Crabby, Are Termites a Real Threat?

Dear Crabby, I'm always hearing that termites are dangerous. In fact,I recently had a guy try to scare me into buying termite insurance. Do you think these things are really that much of a threat? Can they really eat your house? Sincerely, Doubtful Doug Dear Doubtful Doug, While I have no personal experience with termites, I believe I can say with confidence that they do in fact pose a real threat. It's not like those other things in life that may be a facade of sorts, you know like a … [Read more...]

Dear Crabby, How Do I Survive Remodeling?

Dear Crabby, We had a small fire in our house and now we need to have a lot of things repaired and replaced. I am excited to get things freshened up, but I have one major question - "How do I survive remodeling?" Sincerely, Ober Wellemed Dear Ober Wellemed, Ah yes, the joys and pains of reconstruction.  I can remember vividly the process of having a disaster, then the clean up, then the quotes for new work, then the work itself.  It seems like a never-ending process while you are … [Read more...]