Dear Crabby, I am very concerned about this fiscal cliff and the future of my family. Do you have any advice for how I should handle things in the coming year? Sincerely, Spen Ditall Dear Spen, I too have heard some rumblings about this fiscal cliff. It sounds like some tax breaks will expire, and some unemployment and welfare handouts will be discontinued. Although the Republicans like to blame the Democrats and vice versa, I'm sure our government will not just sit back and watch … [Read more...]